Experian Reviews
Experian Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Experian has a 1.4 star rating from 398 reviews, 11% would recommend, 89% unfavorable. Consumers report widespread dissatisfaction; 50% say customer service should improve and many request a refund.
Key Takeaways for Future Customers
- Expect difficulty reaching a live agent; Experian reviews note persistent automated AI and phone tree issues.
- Be prepared to pursue disputes and documentation; membership and subscription cancellations can be hard to process.
Negative Feedback / Risk Areas
- Recurring customer complaints about unresponsive customer service and bots blocking access to humans.
- Reports of erroneous reporting, account freezes, login failures, and delayed or denied refunds.
Positive Feedback
Some users can obtain their credit score and occasional successful resolutions, but praise is rare.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Experian has a 1.4 star rating from 398 reviews, 11% would recommend, 89% unfavorable. Consumers report widespread dissatisfaction; 50% say customer service should improve and many request a refund.
Key Takeaways for Future Customers
- Expect difficulty reaching a live agent; Experian reviews note persistent automated AI and phone tree issues.
- Be prepared to pursue disputes and documentation; membership and subscription cancellations can be hard to process.
Negative Feedback / Risk Areas
- Recurring customer complaints about unresponsive customer service and bots blocking access to humans.
- Reports of erroneous reporting, account freezes, login failures, and delayed or denied refunds.
Positive Feedback
Some users can obtain their credit score and occasional successful resolutions, but praise is rare.
Media from reviews





No way to speak to a human
I have been trying to unfreeze my account for days - webpage, chatbot, & 3 different customer service numbers. Their AI system is beyond horrible.
I have tried every variation possible in their prompts to speak to a human.
And absolutely nothing has worked. Way to go to have a fully useless system, Experien.
User's recommendation: Get rid of AI and bring back actual humans, you know, who can actually understand and help people.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerExperian Ignoring Documentation and Leaving a Fictitious LVNV Duplicate Account on My Report”
- - Experian won't remove a duplicate LVNV Funding entry mirroring Surge/Continental.
- - LVNV reports paid in full; Experian lists it as active negative.
Experian is refusing to remove a duplicate LVNV Funding account from my credit report. This LVNV entry is a duplicate of my original Surge/Continental Finance account, which was enrolled in a DMP through ACCC and paid in full.
LVNV's own reporting shows paid in full, yet Experian continues to list it as an active negative account and does not show the correct status.
This duplicate, fictitious account is damaging my credit, and Experian will not correct it despite clear proof. I am requesting removal of the duplicate LVNV account and proper reporting of the paid-in-full Surge account.
- Responded to my cfpb immediately
- Experian forwarded my dispute to lvnv who had this dispute and did nothing
Preferred solution: Experian must remove the duplicate LVNV account and update the original Surge/Continental Finance account to show paid‑in‑full through ACCC. LVNV reports it as paid, but Experian still lists it as an active negative item. I want accurate correction.”
User's recommendation: keep experian on a short leash they wuill always look for a way to screw you over but will fight to the dickens to reflect anything positive on your behalf even though you earned iit
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerUnable to talk to a customer specialist, A-I not able to refer me , tried all numbers , no way to actually contact a human, called corporate headquarters, Tried both the 1888 and 1866 numbers.
Don't bother. AI is asking for the same information; none are pertinent to my question.
Basically, it tells you to call back later, and I have tried multiple times in the last few days. Finally, I was sent to a customer service agent and promptly disconnected.
Good luck, you all; welcome to the rabbit hole. Bring a carrot.
- Lack of being able to communicate
- Previous data breach
Preferred solution: Simple question Am I being charged monthly or am I paying for it. I talked to them around November 2025. I still had coverage for monitoring due to huge data breach. But I believe it has expired recently. Can't get an answer to confirm,
User's recommendation: Good luck on customer service
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Freezing credit report is not enough
- - Credit freeze isn't enough after exposure.
- - Rocketskycredit removed 13 inquiries.
- - This improved my credit overall.
I'll always tell people that freezing your credit is never enough because the deed has been done already. Your personal information is already exposed .
However , I had to go extra length to make sure my credit was restored. I looked out on X socials to see if there are others going through the same so as mine, and rocketskycredit really came through with removing all 13 inquiries and collections .
This really improved my credit in general. Experian can do better with their slow customer service support
Preferred solution: Faster Customer service support
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Need help with my account information
Could not talk to anyone. Very disappointed. Can’t get what I need done because they will not let you talk to a live person.
Preferred solution: Help with up dating my email address and phone number
User's recommendation: No
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Need to unfreeze my account
I have to unfreeze my account with Experian temporarily because I am applying for a loan. I cannot get around their stupid bot.
I need to speak to a live person, asap! Help!
- Can never get help from a human being
Preferred solution: My account temporaily unfrozen
User's recommendation: I hope that you have better luck than I did!!
Account access
Nothing worked. They hung up. It's an endless loop of nonsense and the same outrageous avoidance nonsense.
- Literal nonexisting customer service
Preferred solution: Price reduction
User's recommendation: I don’t know
Cannot get logged in
- - Cannot log in; automated messages loop with no human assistance.
- - Support did not fix the email on file.
I have been trying for over an hour to get logged in to my account, they will not let me talk to someone they just keep sending me the same text on how to get logged in over & over. It's not helping me and it seems like no person or anyone there wants to help me, they keep sending me back to the robot lady that just keeps sending me the same text.
I've even told them they had my email wrong and they said nothing. Very very unprofessional and disappointing
User's recommendation: Don't ever need to speak to anyone to get help...
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerDamaging Business Practices
An item on the credit report is tens of thousands of dollars worth of incorrect information. It has been like that for months.
I've disputed this with Experian twice now. They keep the same balance and report even new months as being late. CarMax is a lot of crooks anyway; there's no sense in even talking to them again. I expected better from a national credit reporting bureau, though.
I disputed this only one time at both [GEOGRAPHIC_DATA] and [GEOGRAPHIC_DATA]; they corrected it within days. Now, months later, there is no actual way to contact Experian. Like, they cannot possibly be wrong? They are legitimately doing harm to me.
Is there no way to file a lawsuit against Experian? I do not even expect this complaint to go anywhere. Just more wasted time.
Who will they hold accountable? Seems to just be the bag boys at [GEOGRAPHIC_DATA].
- All
User's recommendation: What exactly? Aren't they untouchable?
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerFalse information on credit report
- - Experian has report errors and weak service.
- - A late payment was an error and not on other reports.
- - No live support makes resolution hard.
Fortunately, I was able to resolve this, but Experian has the worst customer service and makes errors on credit reports. The late payment was an error, and it did not show up on the other two credit reports.
They have no live customer service or live chat, so it's difficult to get it resolved.
I also think they confused me with someone and said they were looking at public records. It was a loan and had nothing to do with public records.
I found out of the error because I was denied a loan.
- I was denied a loan due to error
Preferred solution: Apology
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer- - Experian reports a breach affecting millions.
- - BBB says manual adjustments aren’t possible.
- - User asked for free access to a paid dark web scan.
I can't include a screenshot and I put that as feedback. Is there any way to add attachments?
I don't believe there is. Could that be something that might be added I don't think it would be a tough feature?
In my case with the review on experian and this email I just got about their data breaches and all their poor excuses why and what they're planning on doing I don't know if it went to everybody or I got it because I was on the list of people who got their data stolen. Here is the link for anybody that wants to see the absolute full report and not just the beginning and face paint of an email https://***/content/dam/marketing/na/thought-leadership/business/documents/2025-data-breach-response-report.pdf
Well we all know that the better Business bureau doesn't get involved they just pass the information along. So they replied three times they still stand by their decision that they won't give me a $24.99 free scan on my dark web because of their data breach.
There's more to this than just the data breach It's something that malwarebytes told me and it seems to be an employee that they say they don't have and they are looking into it which I don't think they are. You all know when we call in they record the messages. Well remember something as a consumer You can use those calls to back up your problem. They're not just for their well-being You can actually request a copy and they have to give it to you under the freedom of information Act the FOIA.
In saying so all they have to do is go in their computer put in a phone number and it will pull up all the calls from that phone number and they can listen to each one. But though I suggested that in the BBB and elsewhere it doesn't seem to be resonating they don't give a *** because they don't care. They're just as bad as Facebook and Google they're too big for their britches.
But in my opinion if some company has been approved by the government to handle most sensitive information of every citizen and every human in the world has data bridges and they just put out an email and I don't know how to put it on here but they're blaming AI that people are using to break into their firewalls and get through. And it says they're planning everything It doesn't say anything special.
I received an email today from Experian about their data breach forecast. I'm not going to copy and paste it's too long but here's the link Go ahead and read it and if you don't think it's BS like I do well let me know and we'll go further. Respond to this review please https://***/thought-leadership/business/data-breach-response-guide
I received a response from the BBB from Experian they thank me FEEDBACK ⁉️⁉️⁉️⁉️I REJECTED THEIR RESPONSE My response was that obviously they cannot take care of consumers nor take responsibility for the actions of their company nor their computer system and I find that totally incomprehensible actions and that I find it to be substandard and they should take a very serious look at what they've done to their consumers and take action and responsibility
Today is December 6th 2025 I received an email from pissed customer and they stated they sent it to Experian and have not heard back? I sent a response as what I wrote in my original complaint here on December 2nd today is December 6th.
I've had no response on the BBB side nor in here? I think I might do the same thing with every credit reporting agency since I've had all three of them have a data breach at least two times each. If they're going to be in charge of our information private important information they should have a better computer barricade with a firewall.
We're told we need a two-step verification why don't they do like a five-step verification for anybody to get into their computer? Why don't they have one person with an optical scan that nobody can get into the computer?
I have no choice they're only one of only three credit reporting agencies we have no choice just like social media we have no choice Just like the government we have no choice.It's called a monopoly
Has had another data breach. Which is affected millions of Americans across the world.
I asked to be allowed to use their paid service for free since they allowed that to happen again in order to do DARK WEB SCAN,
I filed this complaint with the BBB and their response was and I quote
"we are unable to make manual adjustments on an individual basis.
"
My response would should be the same response any other American who's been affected by this or not Is the following:
"we are unable to make manual adjustments on an individual basis.
"
"I'm a retired customer service in billing consultant and Consumer Advocate.
To Tell me that you cannot make adjustments in your computer manually is totally unacceptable and unreliable and not a 100% accurate statement.
By telling me you "CANNOT make manual adjustments in your computer means either
1. The expert computer programmers and technicians in which you have within your company are not experienced enough and have no manual abilities to change, upgrade your basic functions and MOSTLY and Obvio
- Non
- Obvious inability to manually control their computer
Preferred solution: To let the rest of the world know what's going on what's logical what's not logical and that they aren't the only one that should have this exact same message sent to them
User's recommendation: Stand up for what is your RIGHTS
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Customer service
Upgraded to the family plan and spent the better part of two weeks dealing with robo info and bad instructions that produce no results. If they run their credit services like they run their consumer services, it is a sign of incompetence.
- Lock you credit reports
- No access to any type of consumer help
User's recommendation: Why bother.....
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI HAVE AN ACCOUNT BUT THE AUTOMATED...
AVOID EXPERIAN IF AT ALL POSSIBLE
I have an account but the automated system does not recognize my email as having an account, and my phone number is wrong. So when they send verification, it goes to the wrong cell number. I need to speak to a person.
Preferred solution: My account updated
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Horrible customer service
- - I needed to cancel monitoring because I got it via homeowner's insurance.
- - Cancellation took hours.
- - Customer service was poor; I won't do business again.
I needed to cancel my credit monitoring because I already have it from my homeowner's insurance. It's been a total nightmare, and their idea of 'customer service' is an absolute joke.
I've been trying to do this cancellation for hours now, and I finally got it done, but you never get to talk to a human unless you're a business. It's so frustrating.
I will never do business with them personally or commercially. I was so angry by the time I was actually able to do the cancellation that I'm still angry now.
- Have credit monitoring if you want to do business with them
- Terrible customer service
Preferred solution: I'd like them to improve their customer service so people don't waste hours of their time doing something that should be relatively simple.
User's recommendation: Don't ever get involved with this company. They totally suck.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerPossible scam alert
Let me call them directly- why waste my time for nothing nobody talked to me and theres no way to enable speaker on call???
What a crock .
Unfreeze my credit score
- - I cant understand what she says; the phone speaker seems broken.
- - The line is staticky, and I cant hear or be heard, which affects my credit score.
I can't understand what she is saying. Something is wrong with her phone.
Fix the phone speaker; I can't get her to hear me, and I can't understand the recording. I guess the speaker is broken. When she talks, it sounds like she is staticky. I need to fix it.
It's very important for you to be able to get your credit score. I pay for this, and I can't get it to understand me, and I can't understand it.
- None at this time
User's recommendation: Fix problem with phone
About
, , , ,
Experian is an American publicly held company. The company was founded in 1980 as Information Services Company. The company is headquartered in Dublin, Ireland. Experian is also known as CCN Systems. The company is actually a global credit information group. Experian operates in more than thirty countries. The largest operation of the company is Experian North America. This is a consumer credit reporting agency. Experian North America is recognized and one of the leading credit reporting agencies in the United States. Experian also operates in Europe, Argentina, Brazil, Chile, China, Japan, and Australia. Experian specializes in credit services, marketing solutions, decision analysis, etc.
Experian is ranked 849 out of 5889 in Financial Services category
USA
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I have a fraud issue and cant even get past the ai. I feel your pain